A Daylight Robbery
Written by Dr Vinaya T
The recent outbreak on PSU banks writing off Rs. 2.41 Trillion or Rs. 241,911 crore loans from April 2014 to September 2017 is an eye-opener and an extremely sad case for the Indian banking industry. We know that the Indian banking sector with its robust policies was able to overcome and sustain the effects of 2008 recession which rocked the global economy, but ten years down the line in 2018 we have witnessed some of the miserable cases of daylight robbery by the billionaire jewellery designer Nirav Modi defrauded PNB to the tune of Rs. 11,300 crore and the infamous absconding business tycoon Vijay Mallya who defaulted multiple banks to the tune of a whopping Rs. 9,000 crore poses serious questions to the much celebrated banking system in the country.
The other worrying aspect of this write off which is touted as a routine exercise undermines the corporate political nexus considering the period in which these loans were written off and the high handedness of the elected government in disclosing the borrower wise credit information citing RBI Act hides the major mishandling and inefficiencies in curbing the corrupt practices existing within the banking industry, corporate entities (with easy entry and exit) and the politicians. To conclude the paradox continues to be that the innocent voter receives multiple reminders from the banker to even pay an amount even as little as Rs. 1,000: whereas the influential borrower could flee the country through diplomatic channel by making himself unreachable or by overseas citizenship.
Internet Has Changed Everyday Life
This article is about the impacts of the Internet on people. Despite this is a large and complex topic, I will research and explain it from different perspectives which are more close to the human life.
At present, there are very few people who have not even seen a computer and now Internet is an essential part of our life. Today we face a new era in which we feel Google is God. It is not a one day event or one night myth. Millions of people are doing efforts behind of these technologies. And many of us doing computer courses to learn.
Every day we are engaged in making ourselves better. We want something new every day for happiness and peace. Whether it could be anything. And for this reason half of world is living because of the internet. We are habitual to see notifications, emails etc. Internet is Great! It is not only helpful in getting the job but it is also able to develop your life.
The Internet has turned our existence upside down. It has revolutionized communications, to the extent that it is now our preferred medium of everyday communication. In almost everything we do, we use the Internet. Ordering a pizza, buying a television, sharing a moment with a friend, sending a picture over instant messaging. Before the Internet, if you wanted to keep up with the news, you had to walk down to the newsstand when it opened in the morning and buy a local edition reporting what had happened the previous day. But today a click or two is enough to read your local paper and any news source from anywhere in the world, updated up to the minute.
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Published By Hamza
How to Reap Excellence & Reach Success?
….. Most Essential Tips on Education in Student’s Life
Written by Chandrakala PRao
Education is a never ending process, continuing through the whole span of one’s life.A student is one who studies or one who is engaged in the task of acquiring and extending knowledge.
Learning is the primary goal of a student’s life. Education is not just a means of earning a livelihood but a means of turning a human to divine being. So the goal of education is to develop a wholesome personality and to evolve into useful member of the society.
As the beauty of a piece of sculpture depends on the skill and imagination of the sculptor, the moulding of the personality of children depends wholly on parents and teachers. It is they who instil in them the thirst for knowledge, interest in the arts, delight of sports and the joy of learning.The goal of student’s life is moulded in the shade of their inspiration and guidance.
It is important in education to gain knowledge than a degree. Moral, Ethical and spiritual values should be an integral part of education.Education plays an important role in the life of a student. Student goes through a lot of process and difficulties to achieve success in the field of education.The main challenge faced by the student is concentrating in his learning activity
A concentrated mind is very vital to achieve great things. Concentration improves the quality of work which gains success.Concentration is the focus of mind, the ability to hold the awareness of our mind on one point without wavering.It is very important to induce interest in learning among the students. Student’s interest in learning depends on his concentration.
In today’s world we definitely have lots of disturbance and distracting moves that will hinder students learning and performance.Concentration is trained mind with the ability to focus. It is the skill which helps in better learning and work more efficiently towards achieving success.
Various techniques of improving concentration can be adopted by the students to perform better in their learning process towards achieving success:
|· Focus and determination to achieve
||· Stick to a routine and follow a set pattern of studies.
|· Developing interest in the task to be achieved
||· Plan out a suitable time and an effective study method.
|· Adequate sleep is also required to the students
||· Stop comparing yourself with others.
|· Meditation is one of the best method to improve concentration
||· Develop interest in the subject and be an active learner.
|· Appropriate study environment
||· Settings goals for studies.
|· Positivity in thoughts and environment
||· Preparing own notes.
|· Keeping mind relaxed
||· Play brain games in between study breaks.
|· Turn off all the electronic gadgets.